South Florida Bulls at Army Black Knights NCAAF Prediction, Picks & Odds for Sept. 12, 2026

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For the first time this season, the Army Black Knights will have a chance to prove themselves in a conference matchup. They will face off against the South Florida Bulls Saturday at 12:00 p.m. ET at Michie Stadium (West Point, N.Y.). Both come into the matchup bolstered by wins in their previous matches.

Army is looking to give their home crowd another W after opening their season at home in Week 1. They steamrolled past the Bryant Bulldogs 59-3. With the Black Knights ahead 31-3 at the half, the game was all but over already.

Army’s success was spearheaded by the efforts of running back Zach Mundell, who rushed for 105 yards and two touchdowns, and quarterback Cale Hellums, who threw for 59 yards on four of nine attempts. The game also marked Hellums’ second in a row with at least two rushing touchdowns. Another player making a difference was running back Samari Howard, who gained 115 total yards.

Army was unstoppable on the ground and finished the game with 569 yards. They have not rushed for that many yards since Nov. 16, 2019, when they gained 594 against VMI.

Meanwhile, South Florida beat the Florida International Panthers 19-9 in Week 1. A big part of the win was the Bulls’ ability to finish drives: they scored on all four of their trips to the red zone.

Most of the squad’s points were scored by special teams, which contributed 13 in total. All those points came courtesy of Nico Gramatica: he added 13 points with four field goals plus one extra point.

Army’s victory brought them up to 1-0. As for South Florida, their win bumped their record up to an identical 1-0.

Looking forward, Army is the favorite in this one, as the experts expect to see them win by 3.5 points. They finished last season with a 7-6 record against the spread.

How to Watch South Florida Bulls at Army Black Knights

  • Date: Sept. 12, 2026
  • Time: 12 p.m. ET
  • Venue: Michie Stadium (West Point, N.Y.)
  • TV: CBS Sports Network
  • Streaming: Stream on Fubo
  • Buy tickets: Buy Bulls at Black Knights tickets on Gametime

South Florida Bulls at Army Black Knights Odds, Line and Spread

Betting lines as of 09/11/2026 at 2:05 PM ET. Odds subject to change. Bet with bet365.

  • Moneyline (ML): Black Knights -171 | Bulls +140
  • Against the spread (ATS): Black Knights -3.5 (-110) | Bulls +3.5 (-110)
  • Over/Under (O/U): 46.5 (O: -110 | U: -110)

South Florida Bulls vs. Army Black Knights Against the Spread and Over/Under

ATS Trends

  • ARMY: covered 4 straight games

Over/Under Trends

  • USF: under hit in 4 straight games (45.8 avg. points)

South Florida Bulls vs. Army Black Knights ATS and Over/Under Records

South Florida Bulls

  • This season: 0-1 ATS, 0-1 over/under
  • Last season: 9-4 ATS, 6-7 over/under

Army Black Knights

  • This season: 1-0 ATS, 1-0 over/under
  • Last season: 7-6 ATS, 5-8 over/under

Players to Watch in South Florida Bulls vs. Army Black Knights

Black Knights Players to Watch

Cale Hellums – Previous Game: 4-9, 59 pass yds, 0 pass TDs, 0 INT at 44.4% cmp, 87 rush yds, 2 rush TDs on 7 carries

  • Led team in passing yards last season

Jack Bousum – Previous Game: made 3 tackles (1.0 for loss)

  • Co-led team in sacks last season

Prediction for South Florida Bulls vs. Army Black Knights on Sept. 12, 2026

Bulls 20 – Black Knights 28

ATS Lean: Black Knights

South Florida should keep this competitive, but Army’s ground game gives the Black Knights enough of an edge to cover the 3.5-point spread.

Disclosure: Some or all of this content may have been generated by AI. While we strive for accuracy, AI can occasionally produce incorrect information. If you buy something via one of our links, we may earn a commission.

This story was originally published by Athlon Sports on Sep 12, 2026, where it first appeared in the College Football section. Add Athlon Sports as a Preferred Source by clicking here.

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