AP Poll Top 25 Prediction: Final 2025 Rankings Projection

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AP Poll Top 25 Prediction: Final 2025 Rankings Projection

Trying to predict the final AP Top 25 Poll at the end of the 2025 college football season isn’t nearly as easy as it was last year.

We knew Ohio State was the best team. You knew Ohio State was the best team. The only ones who didn’t seem 100% sold were Ohio State. 

This season? Would anything surprise you out of Indiana, Oregon, Miami, and Ole Miss? All four of them have looked worthy to win the final two games, with the right breaks.

But before the College Football Playoff semifinals get rolling, we’ll predict what we think the final AP Poll will be.

Projecting the Final AP Top 25 Rankings

Dec 31, 2025; Arlington, TX, USA; Miami Hurricanes defensive lineman Rueben Bain Jr. (4) rushes the line during the 2025 Cotton Bowl and quarterfinal game of the College Football Playoff at AT&T Stadium. © Jerome Miron-Imagn Images

Here’s the best guess. Unlike last season, when Oregon could realistically finish in the top four – it ended up third, with Ohio State 1 and Notre Dame 2 – despite not being in the semifinals, it doesn’t seem likely that Ohio State or Georgia have a shot to crack the top four.

Here’s our projected final AP Top 25, and at the very bottom are all the possible scenarios for what the top four could be.

Coaches Poll Top 25 Prediction

Top 5 Predicted Others Receiving Votes:
SMU, Tennessee, Georgia Tech, Arizona, North Texas

25 Duke Blue Devils

Record: 9-5
Final Regular Season Rank: NR
Tony the Tiger Sun Bowl: Duke 42, Arizona State 39

24 Illinois Fighting Illini

Record: 9-4
Final Regular Season Rank: NR
Music City Bowl: Illinois 30, Tennessee 28

23 Iowa Hawkeyes

Record: 9-4
Final Regular Season Rank: NR
ReliaQuest Bowl: Iowa 34, Vanderbilt 27

22 Houston Cougars

Record: 10-3
Final Regular Season Rank: NR
Texas Bowl: Houston 38, LSU 35

21 Navy Midshipmen

Record: 11-2
Final Regular Season Rank: 22
Liberty Bowl: Navy 35, Cincinnati 13

20 James Madison Dukes

Record: 12-2
Final Regular Season Rank: 19
CFP First Round: Oregon 51, James Madison 34

19 Tulane Green Wave

Record: 11-3
Final Regular Season Rank: 17
CFP First Round: Ole Miss 41, Tulane 10

18 Michigan Wolverines

Record: 9-4
Final Regular Season Rank: 18
Cheez-It Citrus Bowl: Texas 41, Michigan 27

17 USC Trojans

Record: 9-4
Final Regular Season Rank: 16
Alamo Bowl: TCU 30, USC 27 OT

16 Vanderbilt Commodores

Record: 10-3
Final Regular Season Rank: 13
ReliaQuest Bowl: Iowa 34, Vanderbilt 27

15 Virginia Cavaliers

Record: 11-3
Final Regular Season Rank: 20
Gator Bowl: Virginia 13, Missouri 7

14 Utah Utes

Record: 11-2
Final Regular Season Rank: 15
Las Vegas Bowl: Utah 44, Nebraska 22

13 Oklahoma Sooners

Record: 10-3
Final Regular Season Rank: 8
CFP First Round: Alabama 34, Oklahoma 24

12 Alabama Crimson Tide

Record: 11-4
Final Regular Season Rank: 11
CFP Quarters Rose Bowl: Indiana 34, Alabama 3

11 Texas Longhorns

Record: 10-3
Final Regular Season Rank: 14
Cheez-It Citrus Bowl: Texas 41, Michigan 27

Dec 20, 2025; Oxford, MS, USA; Mississippi Rebels quarterback Trinidad Chambliss (6) reacts during the fourth quarter against the Tulane Green Wave at Vaught-Hemingway Stadium. © Petre Thomas-Imagn Images

10 BYU Cougars

Record: 12-2
Final Regular Season Rank: 12
Pop-Tarts Bowl: BYU 25, Georgia Tech 21

9 Notre Dame Fighting Irish

Record: 10-2
Final Regular Season Rank: 9
Regular Season Final: Notre Dame 49, Stanford 20

8 Texas A&M Aggies

Record: 11-2
Final Regular Season Rank: 7
CFP First Round: Miami 10, Texas A&M 3

7 Texas Tech Red Raiders

Record: 12-2
Final Regular Season Rank: 4
CFP Quarters Orange Bowl: Oregon 23, Texas Tech 0

6 Ohio State Buckeyes

Record: 12-2
Final Regular Season Rank: 3
Cotton Bowl: Miami 24, Ohio State 14

5 Georgia Bulldogs

Record: 12-2
Final Regular Season Rank: 2
Sugar Bowl: Ole Miss 39, Georgia 34

4 Ole Miss Rebels

Record: 13-1
Final Regular Season Rank: 6
CFP Semifinal: Fiesta Bowl vs Miami

3 Oregon Ducks

Record: 13-1
Final Regular Season Rank: 5
CFP Semifinal: Chick-fil-A Peach Bowl vs Indiana

2 Miami Hurricanes

Record: 12-2
Final Regular Season Rank: 10
CFP Semifinal: Fiesta Bowl vs Ole Miss

1 Indiana Hoosiers

Record: 14-0
Final Regular Season Rank: 1
CFP Semifinal: Chick-fil-A Peach Bowl vs Oregon

Possible Final AP Poll Top Four Scenarios

© Ben Lonergan/The Register-Guard / USA TODAY NETWORK via Imagn Images© Ben Lonergan/The Register-Guard / USA TODAY NETWORK via Imagn Images

Scenario 1: Indiana beats Miami for the CFP national title. Then (remember, these are just our predictions) 1 Indiana, 2 Miami, 3 Oregon, 4 Ole Miss

Scenario 2: Indiana slips by Oregon, destroys Miami: 1 Indiana, 2 Oregon, 3 Miami, 4 Ole Miss

Scenario 3: Oregon beats Miami: 1 Oregon, 2 Indiana, 3 Miami, 4 Ole Miss

Scenario 4: Miami beats Indiana: 1 Miami, 2 Indiana, 3 Oregon, 4 Ole Miss

Scenario 5: Miami beats Oregon: 1 Miami, 2 Oregon, 3 Indiana, 4 Ole Miss

Scenario 5: Indiana blows out Ole Miss: 1 Indiana, 2 Oregon, 3 Ole Miss, 4 Miami

Scenario 5: Indiana beats Ole Miss close: 1 Indiana, 2 Ole Miss, 3 Oregon, 4 Miami

Scenario 6: Oregon beats Ole Miss close: 1 Oregon, 2 Ole Miss, 3 Indiana, 4 Miami

Scenario 7: Oregon beats Ole Miss easily: 1 Oregon, 2 Indiana, 3 Ole Miss, 4 Miami

Scenario 8: Ole Miss beats either Indiana or Oregon: 1 Ole Miss, 2/3 Indiana, 2/3 Oregon (depending on which one wins the semi), 4 Miami

Related: Coaches Poll Top 25 Prediction: Final 2025 Rankings Projection

This story was originally published by College Football News on Jan 4, 2026, where it first appeared in the College Football section. Add College Football News as a Preferred Source by clicking here.

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